As you know, becoming a homeowner is one of the most significant chapters in anyone’s life. Homes give us a sense of comfort, security, pride, and joy. However, unfortunately, being a homeowner is not always all fun and games, and as a homeowner, you know this, especially if you currently find yourself in a situation where you are falling behind on your mortgage payments. That being said, with an experienced Ramapo foreclosure defense attorney on your side, there is still hope, even if you are currently facing foreclosure.
The Ramapo foreclosure defense attorneys at the Law Offices of David M. Katz have dedicated their practice to helping people just like you keep their homes, even in the grimmest of situations. We know that the prospect of losing your home is dreadful, which is why our compassionate attorneys will work to mitigate and solve the problem as quickly as possible so you and your family can resume focusing on what matters most–each other. Contact our Ramapo firm today so we can get started.
Our Legal Services
The Ramapo foreclosure defense attorneys at the Law Offices of David M. Katz are here to provide clients in Ramapo and throughout New York State with a wide array of legal services to help families stay in their homes, pay off debts, and attain the peace of mind they need to finally move on with their lives. The sooner you reach out to our firm, the sooner we can assess your situation and determine the best course of action. Our firm is here to provide you with the following legal services:
- Foreclosure Defense: There are several ways that a homeowner who is struggling to keep up with payments on their mortgage can avoid foreclosure. Our firm will explore all means of foreclosure defense on your behalf to help you keep your home.
- Loss Mitigation: The bank, the mortgage company, and the homeowner can work together in a process known as loss mitigation to help the homeowner afford their monthly mortgage payments. This process is document-heavy and complicated, so it is important to have a legal team on your side.
- Loan Modification: A loan modification is one of many options when considering methods of foreclosure defense. Loan modifications and loan refinancing are often confused with one another. Refinancing provides the homeowner with an entirely new loan, whereas a modification makes changes to an existing loan.
- Mortgage Litigation: Situations that may result in mortgage litigation brought on by the borrower may include lending discrimination, mortgage fraud, contested foreclosures, and foreclosure protection scams.
Contact a Ramapo Foreclosure Defense Attorney
The Law Offices of David M. Katz is an experienced team of Ramapo foreclosure defense attorneys who, for decades, have been staunch defenders of families facing foreclosure throughout New York State. If you are behind on your mortgage payments and you need an attorney who knows the ins and outs of the foreclosure process to fight in your corner, contact our firm today to learn more about how we can help you.