When foreclosure is on the table, homeowners often feel lost and unsure of what their options are. Sometimes, a mortgage company takes advantage of its borrowers and makes an already difficult time even more stressful. If you find yourself facing difficulties with your mortgage lender, the Law Offices of David M. Katz is here to be your advocate every step of the way. Our foreclosure defense lawyers have significant mortgage litigation experience. We fight Contact our mortgage litigation attorneys today so we can assess your situation and help represent your interests.
Types of Mortgage Litigation
Unfortunately, mortgage litigation is more common than people realize. When discrimination, scams, and fraud come into play, homeowners need to take action and hold the mortgage lender accountable. Some of the many types of mortgage litigation that the Law Offices of David M. Katz can assist you with include the following:
- Contested Foreclosures: When a mortgage company accuses you of defaulting on your mortgage, you should be sure to work with a skilled foreclosure defense attorney to ensure that all federal and state laws are respected and the Notice of Default is accurate. We can also determine whether the lender failed to negotiate a loan modification in good faith if you made a timely request for assistance.
- Lending Discrimination: If your lender is discriminating against you based on a protected class such as race or sexual orientation, this may be a violation of both state and federal housing acts. If you believe that you have higher origination fees or interest rates than non-minorities, the Law Offices of David M. Katz can help.
- Mortgage Fraud: This occurs when mortgage lenders increase the amount of your loan, include hidden unfavorable clauses, and use forged robo-signatures to get more money out of you.
- Foreclosure Protection Scams: Unfortunately, there are many scammers who prey on individuals that are having trouble paying their mortgage. They claim to offer foreclosure protection services for a fee and fail to do anything for the homeowner aside from causing additional headaches. Give us a call today to learn how we can help you stand up to foreclosure scams.
Why You Need a Lawyer
Mortgage companies are well versed in the state and federal laws that apply to them. They know what loopholes exist in the foreclosure process, many of which you may not be aware of. The Law Offices of David M. Katz can help protect you from unfair, predatory, and fraudulent lending practices to preserve your status as a homeowner and hold the mortgage company accountable for their actions. Don’t try and handle the mortgage company alone, we are here to act as your most trustworthy advocates.
Contact a Rockland County Mortgage Litigation Lawyer
The Law Offices of David M. Katz understand that homeowners can feel intimidated by threats of foreclosure from a mortgage company. When your lender is in the wrong and tries to take advantage of you, we are here to help. Our firm has the skill and experience necessary to stand up to your mortgage company and work out a solution. Contact a mortgage litigation lawyer at the Law Offices of David M. Katz today to schedule a consultation with our experienced legal team.