Here at the Law Offices of David M. Katz, we understand that being a homeowner is not easy. Though owning a home is a source of pride, comfort, and joy, it does not come without complications. Moreover, we never know what the future holds, and when a significant life event occurs, it can be very easy to fall behind on mortgage payments. When this happens, unfortunately, individuals and their families risk facing foreclosure.
If you live in Haverstraw or in New York State and you currently find yourself in this unfortunate situation, our Haverstraw foreclosure defense attorneys are here to help. Contact the Law Offices of David M. Katz to learn more about how our seasoned attorneys can put their decades of experience to work for you and your family.
Our Legal Services
Here at the Law Offices of David M. Katz, we understand that there are few things more stressful than falling behind on mortgage payments. However, with an experienced attorney at your side, you will have a valuable legal resource who will do everything in his power to develop a strategy that can help you come out on top. Not only will this allow you to keep your home, but it will also give you peace of mind and allow you to take back control of your life. The Law Offices of David M. Katz provide clients in Haverstraw and throughout the United States with various legal services, including the following:
- Foreclosure Defense: Foreclosure defense methods can help protect a homeowner from losing their home, even if the mortgage company has already sent a letter stating that they are in jeopardy of such a loss.
- Loss Mitigation: Loss mitigation is a tool that mortgage companies and borrowers can use to come to an agreement on how to reduce your monthly payments. This process requires the bank to assess all of your current financial statements to determine your eligibility.
- Loan Modification: A loan modification allows a mortgage lender to make changes to a homeowner’s existing loan so that they can have a lower monthly payment, increasing the probability that they can avoid foreclosure. A loan modification is different from refinancing because refinancing gives the homeowner an entirely new loan, whereas a modification makes changes to an existing loan.
- Mortgage Litigation: There are several scenarios in which mortgage litigation may be necessary, including lending discrimination, mortgage fraud, contested foreclosures, and foreclosure protection scams. Our firm can help you fight for what matters most against your mortgage company.
Contact a Haverstraw Foreclosure Defense Attorney
The bottom line is that if you find yourself falling behind on your mortgage payments, the time to act is now. The longer you wait, the worse the problem will become. The attorneys at the Law Offices of David M. Katz are here to effectively mitigate the problem and help you along the path to a worry-free life. Contact our compassionate firm to learn more about how our seasoned Haverstraw foreclosure defense attorneys can use their decades of experience to guide you and your family through every step of the legal process ahead.