As a homeowner, you are no stranger to challenges. Whether it be the everyday upkeep of your home, renovations, or any other responsibility, the truth is, owning a home is a huge responsibility, and it is not always easy. Furthermore, we never know what life may throw at us. While today, you may be in great financial standing, all it takes is an accident, a medical condition, or any other misfortune, and you may find yourself in debt as a result. Many people in Clarkstown and across the United States find themselves deep in debt and unable to pay off their mortgages on their own. Unfortunately, this often results in foreclosures on their home.
That being said, here at the Law Offices of David M. Katz, our team of Clarkstown foreclosure defense attorneys has dedicated our practice to helping all those faced with foreclosure find solutions that help them keep their homes and focus on what matters most. Contact our experienced team of attorneys to learn more about how our firm can help you through every step of the legal process ahead.
Our Legal Services
Here at the Law Offices of David M. Katz, we understand that there are few things more stressful than falling behind on mortgage payments. However, fortunately, oftentimes, with an experienced attorney on your side, you may find that there are various potential strategies we can employ to help you handle your debt and get your life back under control. The Law Offices of David M. Katz can provide you with various legal services, depending on your situation, including the following:
- Foreclosure Defense: The idea of losing one’s home to foreclosure can be overwhelming and devastating. Foreclosure defense mechanisms may help make your mortgage payments more affordable and protect you from losing your home.
- Loss Mitigation: The negotiation between a borrower and a lender to help make payments more affordable is one foreclosure defense method that is referred to as loss mitigation. Our firm can help act as your advocate throughout this process.
- Loan Modification: The reduction of monthly mortgage payments that is arranged in a deal with the lender to reduce a portion of their current payment, whether it is a reduction in interest or principal, among other things, is referred to as loan modification. This is also sometimes referred to as mortgage modification.
- Mortgage Litigation: If your mortgage lender is acting in an unlawful or unethical manner, you may find that litigation is the best means of holding them accountable for their actions. Our firm can guide you every step of the way and find the justice you deserve.
Contact a Clarkstown Foreclosure Defense Attorney
The attorneys at the Law Offices of David M. Katz understand how easy it can be to fall behind on mortgage payments, and we have the compassion and skill needed to effectively guide you through this difficult time. Falling behind on mortgage payments is something that can happen to anyone, and we know that it does not make you an irresponsible person. For the experienced, dedicated legal assistance you need, contact our Clarkstown foreclosure defense attorneys today.