What You Need to Know About Homeowners’ Association Foreclosures in NY

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What You Need to Know About Homeowners’ Association Foreclosures in NY

Those who lived in planned developments enjoy a wide array of benefits, including access to various amenities, and the fact that maintenance on those amenities is left in the hands of the community homeowners’ association. However, if you find yourself unable to make regular payments to your homeowners’ association, there is a very good chance that you will have a lien attached to your property. Unfortunately, this does not take much time–in fact, even if you are only a few hundred dollars behind on your payments, there is a very good chance that you may face foreclosure, even if you aren’t behind on your regular mortgage payments. As you know, there are few things more frightening than the prospect of losing your home, which is why if you are currently facing foreclosure from your homeowners’ association, you must continue reading and speak with our knowledgeable Rockland County foreclosure defense attorney who can work to defend you from foreclosure in any way possible.

Potential Defenses Against Homeowners’ Association Foreclosures

Fortunately, there are a wide array of potential defenses that our firm may use to stave off foreclosure on your home. Some of the most common defenses used against homeowners’ association foreclosures are as follows:

  • We can assert that your homeowners’ association overcharged you.
  • We can assert that your homeowners’ association ignored state laws.
  • We can assert that your homeowners’ association imposed unfair fees against you.
  • We can assert that your homeowners’ association incorrectly recorded the lien.
  • We can assert that the homeowners’ association incorrectly applied your payments.

That being said, you should understand that this is a critical point in your life, which is why you simply cannot afford to go it alone. Our firm has helped countless homeowners fight foreclosures for years, and we are ready to put our knowledge and skill to work for you. If you have any additional questions about homeowners’ association foreclosure or how our firm can help, please do not hesitate to pick up the phone and give our Rockland County foreclosure defense attorney a call today.

CONTACT OUR EXPERIENCED ROCKLAND COUNTY FIRM

Here at The Law Offices of David M. Katz, P.C., we understand how frightening the prospect of losing your home due to foreclosure can be. For this very reason, our experienced attorneys have dedicated decades of our professional careers working to help those facing foreclosure stay in their homes and move on with their lives. Contact our firm for the experienced, compassionate guidance you deserve and need. 

How Do We Fight Against Foreclosure?

The Law Office of David M Katz, P.C. has extensive experience helping New Yorkers save their homes from foreclosure. Foreclosure itself has a wide range of impacts that can be avoided with the help of our firm. It is time to get the relief you deserve. Contact us today.

Loan Modification

You may be eligible to save your home by adjusting your mortgage. Every residential foreclosure lawsuit must go to the Foreclosure Settlement Conference to see if you qualify for a loan modification. We can represent you.

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Loss Mitigation

Loss mitigation stops foreclosure in its tracks, requiring your lender to assess your financial ability to see if you qualify for a government or internal bank loan modification. Having an experienced attorney is invaluable.

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Mortgage Litigation

You may be facing an illegal foreclosure, and it may stem from the terms of your loan, or much more. Our law firm is ready to explore every potential defense on your behalf.

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