How Long Does Foreclosure Take in New York State?

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How Long Does Foreclosure Take in New York State?

The idea that a lender can simply take someone’s home right out from under them is unsettling, though this is something that happens all the time. Unfortunately, without a knowledgeable attorney on your side, the foreclosure process can happen rapidly, which is why if you believe that you may face foreclosure soon, or you are currently facing foreclosure, you must continue reading and speak with our knowledgeable Rockland County foreclosure defense attorney who can analyze each aspect of your situation and determine the best possible route going forward. Here are some of the questions you may have regarding the legal process ahead:

How long does foreclosure take in New York State?

Foreclosure can be a rapid process, especially if you do not take counteractions immediately. For example, in many cases, if you receive a foreclosure notice in the mail and you do not take action to stop it, your lender will probably expedite the foreclosure process. When this happens, there is a very good chance that your home will be up for auction within one year of the date of your first missed mortgage payment. It is imperative that you do not wait to act.

What should I do to prevent foreclosure on my home?

To prevent foreclosure on your home, there are a wide array of actions you should take–in fact, after receiving foreclosure papers, the worst possible thing is inaction. Once you realize you are falling behind on funds, debt is piling up, and more, you should begin considering your options. Most importantly, you should never ignore any notices you receive in the mail, and you should hire a knowledgeable New York foreclosure defense attorney as soon as you can. Doing so can help ensure that you have an advocate on your side who is familiar with the foreclosure process and has knowledge of various potential strategies that he may use to put a halt to the process altogether. The bottom line is that if you are someone who is currently at risk of foreclosure, the time to act is now, and our firm is here to assist you in any way we can. All you have to do is pick up the phone and give us a call today.


Here at The Law Offices of David M. Katz, P.C., we understand how frightening the prospect of losing your home due to foreclosure can be. For this very reason, our experienced attorneys have dedicated decades of our professional careers working to help those facing foreclosure stay in their homes and move on with their lives. Contact our firm for the experienced, compassionate guidance you deserve and need. 

How Do We Fight Against Foreclosure?

The Law Office of David M Katz, P.C. has extensive experience helping New Yorkers save their homes from foreclosure. Foreclosure itself has a wide range of impacts that can be avoided with the help of our firm. It is time to get the relief you deserve. Contact us today.

Loan Modification

You may be eligible to save your home by adjusting your mortgage. Every residential foreclosure lawsuit must go to the Foreclosure Settlement Conference to see if you qualify for a loan modification. We can represent you.

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Loss Mitigation

Loss mitigation stops foreclosure in its tracks, requiring your lender to assess your financial ability to see if you qualify for a government or internal bank loan modification. Having an experienced attorney is invaluable.

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Mortgage Litigation

You may be facing an illegal foreclosure, and it may stem from the terms of your loan, or much more. Our law firm is ready to explore every potential defense on your behalf.

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